Investment Philosophy
We Are a Planning First Type of Firm.
While investing is not a standalone plan in itself, it is an important part of any financial plan. Once we’ve completed your comprehensive financial plan, we will know what investment strategies are most suitable to accomplish your goals.
We give you the blueprint to execute our suggested investment strategies on your own, however, many clients are looking for professional help in managing, coordinating, & maximizing their investment program on an ongoing basis.
That's where our investment management & ongoing financial planning services come in.
Let’s face it - beyond the value of having a professional & experienced hand at the wheel safeguarding your financial future, you can probably find better ways to spend your day than managing your own portfolios, rebalancing across investments, or harvesting your own tax losses... (don’t worry…we’ll get there!)
At the plan’s conclusion, our team will help you execute the investment strategy we’ve laid out together based on your risk tolerance, tax situation and unique financial circumstances. We will continuously review your investment program & comprehensive plan over time to ensure your money is working as hard for you as you have for it.
Our investment roots are most influenced by the science of investing and behavioral economics as well as our lived in experience as an investment management firm for over 20 years.
Below is our fee structure:
| Household Assets Managed by Summit Financial | Wealth Advisory Fee |
|---|---|
| 500,000 & Under* | 1.25% |
| $500,000 - $1.5mm | 1% |
| $1.5mm - $2.5mm | .85% |
| $2.5mm - $5mm | .75% |
| $5mm+ | Negotiable |